Buying a Home

Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services, knowledge and experience range from helping you find a mortgage lender to finding a home that best suits you and your family. So if you are looking for a home in Central Oregon, whether it is in Sisters, Black Butte Ranch, Camp Sherman, Redmond, Bend or the surrounding area, I can help you. I pride myself on repeat business and hope you’ll come to understand why.

 

As Your Agent, I Will:

·   Assure that you see all the properties in the area that meet your criteria.

·   Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.

·   Make sure you don’t pay too much for your new home and help you avoid costly mistakes.

·   Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

 Before You Start Looking For Your New Home:

·   Check your credit rating. Straighten out any errors before its too late.

·   Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.

·   Find a loan that meets your needs and get pre-qualified (preferably pre-approved).

·   Choose a REALTOR® that you trust and who understands your needs.

·   Determine what neighborhood best matches your needs.

·   Identify important features you need your new home to have.

 Closing Costs to Expect:

·   Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

·   Third-party fees include charges for insurance, title search, and other inspections such as termites.

·   Government fees include deed recording and state & local mortgage taxes.

·   Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

The following articles provide useful information and are a great place to start if you're considering buying a home.

How to choose a Neighborhood for Your Home Search Why use a Realtor When Buying a Home?
How to Choose a Home Home Inspections Avert Future Headaches
Take Charge When Buying a Home The Basics of Making an Offer